How to Build Credit When You Don’t Have Any
Ahhhh, the age-old question, “how can I get credit when I don’t have any?” Well there’s no time to start like the present. The first question you need to ask yourself is: What TYPE of Credit Should I...
View ArticleWhat Is A Good Credit Score?
We have all seen the advertisements, such as: “0% APR”, or “No interest, no payments for 90 days”, or “90 days same-as-cash” offers. Then the kicker (On Approved Credit). So what EXACTLY does this mean...
View ArticleCredit Cards And Your Credit Score
Can Cancelling a Credit Card Affect My Credit Score? Cancelling a credit card will affect your credit score, especially if you have had that card for several years. 15% of your FICO credit score is...
View ArticleVital Things You Need To Know About Your FICO Score
The Origins of FICO First of all, let’s briefly discuss the origins of FICO (Fair Isaac Corporation). Back in 1956 many were introduced to credit scoring by two pioneers in the field: engineer Bill...
View ArticleNot All Credit Scores Are Created Equally
Has this ever happened to you? You and your spouse are eager to buy a car or a home, you jump online to one of the plethora of credit monitoring websites: www.myfico.com www.creditadapter.com...
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